The Billzy Blog

Practical tips and guides to help freelancers get paid on time, track invoices, and grow their business.

how to calculate the wacc

How to Calculate the WACC: how to calculate the wacc for your freelance business

Discover how to calculate the wacc with a practical, step-by-step guide to value your freelance business and attract investors.

18 min read · February 2026

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earnings before depreciation interest and tax

Earnings: earnings before depreciation interest and tax - freelancer's guide

Discover earnings before depreciation interest and tax and how it shapes freelancer finances. Learn the formula, impact, and optimization tips.

18 min read · February 2026

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profit and loss

Mastering profit and loss: A Practical Guide to Freelance Finances

Master your profit and loss basics for freelance work with this concise guide on tracking income, cutting costs, and smarter decisions.

23 min read · February 2026

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discounted cash flow

A Freelancer's Guide to Discounted Cash Flow

Master discounted cash flow (DCF) to value your freelance business and projects. This practical guide breaks down the DCF model into simple, actionable steps.

21 min read · February 2026

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Guides

Mastering Client Relationship Management for Freelancers

Learn how to nurture professional connections and build a freelance business you can count on. From onboarding to getting paid, master every touchpoint.

25 min read · February 2026

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Finance

Electronic Funds Transfer: Master EFT for Faster Freelance Payments

Learn how electronic funds transfers work, compare ACH vs wire vs SEPA, and set up your invoices for flawless EFT payments. Get paid faster as a freelancer.

20 min read · February 2026

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Templates

Freelance Contract Template: What to Include and Why It Matters

A freelance contract protects you and your client. Here's exactly what to include — plus a ready-to-use template you can copy and adapt for any project.

8 min read · February 2026

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Finance

Freelance Tax Tips: What You Need to Know Before You File

Taxes are confusing enough without adding freelance income to the mix. Here are the things every freelancer should know — and do — before tax season hits.

8 min read · February 2026

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Finance

How to Price Your Freelance Projects Without Undercharging

Pricing freelance work is hard. Most freelancers undercharge. Here's a practical framework for setting rates that reflect the value you actually deliver.

7 min read · February 2026

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Guides

Invoice vs Receipt: What's the Difference and When Do You Need Each?

Invoices and receipts look similar but serve very different purposes. Here's exactly what each one is, when to use it, and why getting it wrong can cause problems.

7 min read · February 2026

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Finance

Cash Flow Tips for Freelancers: How to Stay on Top of Your Money

Cash flow is the silent killer of freelance businesses. Learn five practical habits that keep your finances healthy — even during slow months.

7 min read · January 2026

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Guides

How to Track Freelance Invoices Without Losing Your Mind

A step-by-step guide to tracking freelance invoices from creation to payment. Stop losing track of what you're owed and start getting paid on time.

8 min read · January 2026

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Templates

Invoice Reminder Email Templates That Actually Get You Paid

Ready-to-use email templates for following up on late invoices. From a gentle first nudge to a firm final notice — copy, personalise, and send.

7 min read · January 2026

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Advice

What to Do When a Freelance Client Doesn't Pay

A client is ignoring your invoices. Here's a step-by-step action plan — from escalation emails to small claims — so you know exactly what to do.

8 min read · January 2026

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